Your Advocate on Debt Collection Issues
Debt collection in the United States has become a multibillion-dollar industry, generating revenue by exploring every possible option for squeezing money out of people who are having trouble paying their debts.
But just because you have incurred debt doesn’t mean you have given up your legal rights. At Gilman & Edwards, LLC, we help people like you throughout Maryland and the D.C. area defend themselves against debt collectors. Contact us at our main office in Prince George's County to discuss your rights and options.
Standing Up to Debt Collectors in Defense of Your Rights
Depending on the specific nature of your debts and your assets, you may be experiencing oppressive debt collection practices, including the following:
- Harassment
- Lawsuits
- Liens
- Garnishments
- Seizures
- Levies
Under the federal debt collection law, the Fair Debt Collection Practices Act, creditors and their representatives must follow specific procedures when they try to collect on debts. If they fail to follow appropriate methods of debt collection, you may be entitled to money damages.
Once you hire an attorney, debt collectors may only communicate with your lawyer and may not contact you directly.
Additionally, certain debt collection practices — such as garnishment and seizure — may only be pursued after a valid judgment is handed down by a court. We can represent you in these proceedings, standing up for your rights and interests.
You don't have to face debt collection alone. We can help. Contact us to get experienced advocates on your side.
Exploring Debt Relief Possibilities
If you are facing oppressive debt collection practices, you may have legal options for obtaining debt relief. Credit and debt counseling can often result in the negotiation of a debt management plan that fits your circumstances. Bankruptcy may enable you to erase some of your debts if you cannot pay them.
Our experienced bankruptcy attorneys and credit and debt counselors can help you explore and pursue these options if they are right for you.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
