Gilman & Edwards
301-731-3303:LANDOVER | 202-575-1900:WASHINGTON
240-314-0222:ROCKVILLE | 410-727-5353:BALTIMORE

Hyattsville Maryland Chapter 7 Lawyer

Montgomery County Debt Relief Lawyer

A Fresh Start

At Gilman & Edwards, LLC, by and through our Bankruptcy Assistance Center, we understand that in today’s economic downturn, residents of Maryland and Washington D.C. are facing incredible financial stress. Whether you live in Rockville, Greenbelt, Gaithersburg, Temple Hills, or Washington, D.C., we know you have too much debt, and are constantly subjected to creditor harassment, lawsuits, garnishments, repossession, and even foreclosure. We know you are in need of a solution that brings you debt relief. As experienced Hyattsville Maryland Chapter 7 Lawyers, we can help.

A Chapter 7 bankruptcy is complete and total relief provided to you under Federal Bankruptcy law. By filing a personal bankruptcy case under Chapter 7, individuals can get complete debt relief—relief from credit cards, personal loans, medical bills, past due bills, repossession and deficiency balances, past due rent, and even taxes in certain circumstances.

The goal of every individual who files a Chapter 7 bankruptcy case is to receive a discharge. Only through the filing of a personal bankruptcy case can an individual receive a discharge from the Federal Bankruptcy Court. Upon receipt of a Chapter 7 bankruptcy discharge all credit card debt, medical bills, personal loans, and the like are wiped clean, giving you a fresh start.

The filing of a Chapter 7 bankruptcy case stops any and all collection efforts against you and your property-hence, the filing of a personal bankruptcy case will stop dead in its tracks, all garnishments, lawsuits, repossessions, and even foreclosure.

Whether you are eligible for Chapter 7 bankruptcy relief, or would benefit from another type of Bankruptcy case is determined only after a careful and thorough legal analysis. For instance, while preliminary eligibility under Chapter 7 is predicated on an income test known as the “means test”, that is just the beginning. For example, if you have too much equity in your home or assets, even though you are eligible under the means test for a Chapter 7 discharge, you would not want to file Chapter 7 and risk losing your house. Rather, the appropriate relief you need would be the filing of a personal bankruptcy case under   Chapter 13. Under Chapter 13, you will keep your house and erase your creditors by and through a payment plan that may allow you to pay pennies on the dollar of what you owe.

Chapter 7 bankruptcy is an important federal process; one that should be not be taken lightly and requires an in-depth legal analysis before moving forward.

At  we are well versed in not only Chapter 7 Bankruptcy cases, but Chapter 13, Gilman & Edwards, LLC we are well versed in not only Chapter 7 Bankruptcy cases, but Chapter 13, Chapter 11we are well versed in not only Chapter 7 Bankruptcy cases, but Chapter 13, , and alternatives to bankruptcy-loan modifications, work-outs, debt settlements, and mediation. Without, this experience and knowledge in your corner, you are probably not best prepared to file a Chapter 7 bankruptcy case., and alternatives to bankruptcy-loan modifications, work-outs, debt settlements, and mediation. Without, this experience and knowledge in your corner, you are probably not best prepared to file a Chapter 7 bankruptcy case.

Office Contact

Gilman & Edwards, LLC
t/a The Bankruptcy Assistance Center

Hyattsville:
8401 Corporate Dr #450
Hyattsville, MD20785

301-731-3303
Map & Directions

Rockville:
401 N Washington St #110
Rockville, MD 20850
240-314-0222
Map & Directions
Telephone
301-731-3303 : Hyattsville
240-314-0222 : Rockville
202-575-1900 : Washington
410-727-5353 : Baltimore
301-731-3072 : Fax

Office Hours
Mon: 9 am - 5 pm
Tue: 9 am - 5 pm
Wed: 9 am - 5 pm
Thu: 9 am - 5 pm
Fri: 9 am - 5 pm

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