Debt Collection Practices

Rockville Maryland Debt Relief Attorney

Maryland Fair Debt Collection Act Lawyer

Your Advocate on Debt Collection Issues

Debt collection in the United States has become a multibillion-dollar industry, generating revenue by exploring every possible option for squeezing money out of people who are having trouble paying their debts.

But just because you have incurred debt doesn’t mean you have given up your legal rights. At Gilman & Edwards, LLC, we help people like you throughout Maryland and the D.C. area defend themselves against debt collectors. at our main office in Prince George’s County to discuss your rights and options.Contact us at our main office in Prince George’s County to discuss your rights and options.

Standing Up to Debt Collectors in Defense of Your Rights

Depending on the specific nature of your debts and your assets, you may be experiencing oppressive debt collection practices, including the following:

Harassment
Lawsuits
Liens
Garnishments
Seizures
Levies
Debt-settlements
Debt work-outs
Debt negotiation

Under the federal debt collection law, the Fair Debt Collection Practices Act, creditors and their representatives must follow specific procedures when they try to collect on debts. If they fail to follow appropriate methods of debt collection, you may be entitled to money damages.

Once you hire an attorney, debt collectors may only communicate with your lawyer and may not contact you directly.

Additionally, certain debt collection practices — such as garnishment and seizure — may only be pursued after a valid judgment is handed down by a court. We can represent you in these proceedings, standing up for your rights and interests.

You don’t have to face debt collection alone. We can help. to get an experienced Rockville Maryland Debt Relief Attorney on your side.Contact us to get an experienced Rockville Maryland Debt Relief Attorney on your side.

Exploring Debt Relief Possibilities

If you are facing oppressive debt collection practices, you may have legal options for obtaining debt relief. can often result in the negotiation of a debt management plan that fits your circumstances. Credit and debt counseling may enable you to erase some of your debts if you cannot pay them.can often result in the negotiation of a debt management plan that fits your circumstances. Bankruptcy may enable you to erase some of your debts if you cannot pay them.

Our experienced bankruptcy attorneys and credit and debt counselors can help you explore and pursue these options if they are right for you.

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